How to Repair your Credit



How to Repair Instructions




Date :

Your Name

Your Address

City, State Zip

Credit Bureau

Credit Bureau Address

City, State Zip

Re: Deletion of Inaccurate Credit Information upon the credit report of __________________________; SS# ______________________

Dear Sir/Madam:

This letter is a formal letter of complaint that you have maintained inaccurated information upon my credit report and are reporting this inaccurate credit information upon credit reports issued by your firm.

This is disappointing that you have included the information listed below upon my credit profile. This will have a damaging effort upon my credit standing. The credit reporting laws require that bureaus report only accurate credit information. The inclusion of inaccurate information is a mistake on the reporting creditor’s part. Because of these mistakes on my credit report, I have been denied credit within the last 60 days. This was entirely due to the mistakes made upon your part. It has effected my life.

I was denied credit by (insert creditor’s name). Enclosed is the letter of credit denial I received. Please remove the inaccurated credit information within 30 days or I shall consider filing a complaint with the appropriate legal authorities. I have also included the following pieces for personal information for proof my credit identity.

I expect that you will verify and delete the inaccurate information within that time.

The offending information needs to be verified and deleted from the report as soon as possible:

(Offending Creditor Company, Account number: 356-345KT896

I look forward to receiving within 30 days of the date of this letter, written proof of the deletion of that inaccurate information returned to me at the above address.



Your Name

SSN# 123-45-6789

Attachments included:

Copy of Driver’s License

Utility Bill Showing Your Current Address

Copy of Your Social Security Card

Copy of Denial of Credit letter recieved.in the last 60 day