Lagman Law Office

You are not Alone!
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 During the national pandemic the nation’s economy has been destroyed. Yours has too.

 I don’t know a single family which is not been impacted by this catastrophe. Right now you, like many, are feeling financial pains due to the national shutdown. Things will get better. It will take awhile and we will all struggle. But with each other’s help we will get through.

Know that I’m here to help you. If you would like to arrange for a telephone conference or a video chat please do so. You have options. It’s time to start gathering information about what to do. You don’t have to make a decision immediately.

It may sound strange but this national shutdown may actually help you in your options. Here’s how: The Corona virus may affect how the bankruptcy law is applied. This will be done by reducing your average wage for the last 6 months.

You have the right to discharge your debts in bankruptcy. Usually the normal candidate is someone who has lost their job, gone through a divorce, or suffered a catastrophic illness.

Our present circumstances certainly justify this consideration.

 In filing bankruptcy, the bankruptcy court looks at the average of your income for the last 6 months. If your income the last 6 months has declined, you may qualify for relief in a way that you may not have qualified before.  If not, at a minimum you will be able to qualify to pay your current debts off over 5 years in a Chapter 13.

 More pointedly, how does this affect you?

 Call, email or video conference me to discuss your options. Remember you are not alone!

 Call (205) 987–2005